Complete a 60 second eligibility check used to avoid wasted applications and unnecessary rejections.
200+ eligibility checks completed
* Based on real UK lender eligibility criteria
How it works
Tell us about your business and what you need. Our eligibility check searches across 50+ UK lenders to show you which funding options you qualify for - without touching your credit score.
Once we know what you qualify for, we go to market. We negotiate with lenders on your behalf and come back with real offers you can compare side by side - rates, terms, fees, everything.
No credit score impact. No obligation. See which lenders match your business.
We're a credit broker, not a lender. This check searches our lender panel; we don't lend directly.
Takes 60 seconds · No credit check · Free, no obligation
What we can find for you
We're a credit broker, not a lender. We search the market, compare your options, and introduce you to lenders who can fund your business.
50+
Lenders on our panel offering business loans from £5k to £500k
If you need a lump sum for growth, equipment, or working capital, we compare unsecured and secured options across the market to find you the best rate.
90%
Typical advance rate against your outstanding invoices
If you're waiting 30, 60, or 90 days to get paid, invoice finance bridges the gap. We connect you with providers who release cash against your unpaid invoices within 24 hours.
48hrs
Average time to approval through our asset finance partners
Vehicles, machinery, tech - whatever your business needs. We source hire purchase, leasing, and refinancing options from specialist providers across the UK.
Flôka is a broker: we compare and introduce you to lenders. Illustrative stories, not real individuals or businesses.
£14,000 saved
Compared to their bank's initial quote, this business saved over £14,000 in total interest by comparing through Flôka.
“Our bank offered 14%. Flôka came back with three lenders under 9%. We picked the one with the best terms and had the money within a week.”
Ready to find your funding?
Answer a few quick questions about your business and what you need. We'll search across 50+ UK lenders and show you which options you qualify for.
From there, we compare rates, terms, and fees - and come back with real offers you can review side by side.
No credit score impact. No obligation. No pressure to apply before you're ready.