Stay informed about SME lending trends, funding strategies, and expert guidance tailored for UK businesses. Our insights help you make informed decisions about your commercial finance needs.
What do lenders actually look for? Why do some applications get rejected? And how can you improve your chances without wasting time on applications that were never realistic?
Read more →This guide explores the most common cash flow funding options for SMEs, including invoice finance, working capital loans, and asset-based lending. We explain how each works and when it might be worth considering.
Read more →In this guide, we explain what finance brokers actually do, when using one makes sense, and how they can help UK SMEs save time, avoid unsuitable applications, and secure better funding outcomes.
Read more →This guide explains what alternative lending means in practice, why it has grown, and how to decide whether it might suit your situation.
Read more →This guide explains what lenders typically look for, which documents you are likely to need, and how to present your business in the best possible light.
Read more →One of the first questions business owners ask when considering finance is: what is the minimum turnover I need to qualify for a business loan?
Read more →If your business has lower turnover, you might assume that borrowing is off the table. That is not necessarily true, though your options will be more limited than businesses with higher revenue.
Read more →If your business generates around £10,000 in monthly revenue, you are likely to meet the minimum requirements for a reasonable range of business lenders in the UK.
Read more →Understanding how credit checks work and what lenders are looking for can help you prepare properly and avoid surprises. It can also help you decide whether now is the right time to apply.
Read more →Understanding where you stand on eligibility helps you avoid wasting time on applications that were never realistic, and focus on options that genuinely suit your circumstances.
Read more →If you have ever wondered am I eligible for a business loan UK lenders will actually approve?, a pre check gives you a way to find out without the downsides of a full application.
Read more →For some lenders, yes. £5,000 per month sits at the lower end of many lenders' requirements, but it does not rule you out entirely.
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